Freedom Benefit Solutions

	Worksite Products
	About Us Products Opportunities Agent Support Contact Us Home

Employee-Paid Insurance

Helps You Manage Your Benefit Costs

If the rising cost of providing employer-paid insurance prevents you from providing or expanding a benefits package, Freedom Benefits Program may be the answer.

The program contains employer-endorsed insurance products that employees voluntarily purchase and pay for through convenient payroll deduction.

Whether it's the foundation of your new benefits program, or the fulfillment of your comprehensive package, our Worksite Benefits Program won't increase your benefit costs. From our first meeting through plan administration and claims-paying events, you and your employees can expect our individualized attention.

Integrating voluntary insurance products into your overall competitive benefits package helps you:

Attract, add and retain the best employees
Increase productivity
Build your business
Increase the bottom line

What's more, your Worksite Benefits Program can expand at any time to keep pace with your growing company.

With over 28 years of experience, we have the expertise, know-how and technology to support your company's benefit package.

Here's how our Worksite Benefits Program works:

You select the voluntary insurance products to make available to your employees.
Our knowledge and helpful representatives talk with employees in the workplace about their needs and can offer a solution.
Employees choose whether they want the coverage to meet their individual needs.
They pay 100% of the competitive premiums through convenient payroll deduction.

Employees Appreciate the Convenience

By talking with an insurance professional at work about plans you endorse, employees can begin to plan for their futures and appreciate:

Having their premiums deducted form their paychecks
Having products that are guaranteed issue or require only simple underwriting
Having the opportunity to purchase products at competitive rates
Knowing that they can keep several coverage's beyond their current employment
You for bringing this worksite program to them

Voluntary Products are Here to Stay

For the foreseeable future, employers are shifting benefit costs to employees at the same time they are looking for more choices, improve employee satisfaction. . . .and to fulfill their promises.

Benefits cost total approximately 27% of salary.*
Two-thirds of employees prefer to buy insurance at work.**
56% of employers now offer at least one voluntary benefit.***
36% of employers will consider adding voluntary benefits during the next two years.***

About Us Products Opportunities Agent Support Contact Us Home

DISCLAIMER: Some plans are not available in all states. Freedom Benefit Solutions makes no representation or warranty whatsoever and assumes no responsibility or liability whatsoever in connection with the accuracy, completeness or currency of the materials on this or any site hyperlinked to or from this site. Nor does Freedom Benefit Solutions endorse any content or products that may be advertised or noted on these sites. Information on this website is subject to change at any time without permission.

*Employer Costs for Employee Compensation, U.S. Dept of Labor's Bureau of Labor Statistics, March 2000

**Worksite Marketing of Voluntary Products: Market Potential, LIMRA International,1994

***Worksite Marketing of Voluntary Products: The Employer's Perspective, LIMRA International Inc., 1999